SCI Growth & Income Fund V
Fund 5 Assets
Bonus tranches still available for early investors
SCI Growth & Income Fund V Investor FAQ
This FAQ is designed for prospective investors reviewing SCI Growth & Income Fund V. It addresses the most common questions from both first-time passive investors and experienced investors comparing real estate funds, using information from Sunrise Capital Investors’ offering materials and historical performance.
1. What does Sunrise Capital Investors invest in?
Sunrise Capital Investors focuses on mobile home parks (manufactured housing communities) and parking facilities across the United States. These asset classes benefit from long-term supply-and-demand imbalances, recession-resistant characteristics, and fragmented ownership, creating opportunities for value creation through operational improvements and long-term ownership.
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2. What is Fund V and how does it work?
SCI Growth & Income Fund V is a private real estate fund that acquires, improves, refinances, and holds mobile home parks and parking assets. The strategy emphasizes: – Capital preservation – Predictable cash flow – Long-term equity growth – Tax mitigation
The fund is structured as a buy-improve-hold vehicle rather than a short-term flip, allowing investors to benefit from refinancing events and long-term income after return of capital.
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3. What returns is Fund V targeting?
Fund V is targeting: – 14–18% projected total annual return – 6–8% projected average annual cash return once distributions begin
Returns are delivered through a combination of operating cash flow, refinancing proceeds, and long-term appreciation. These projections are not guarantees, but are informed by Sunrise Capital’s historical performance and underwriting discipline.
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4. How has Sunrise Capital performed historically?
Across Funds I–IV: – Over $1 billion in transactions completed – Approximately $350 million in assets under management – Zero investor losses across closed and operating funds
Earlier funds achieved full return of capital in as little as 3–4 years, with investors continuing to receive ongoing passive income thereafter. Full-cycle deals have averaged strong internal rates of return, reflecting disciplined acquisitions and operational execution.
Past performance does not guarantee future results, but it provides insight into Sunrise Capital’s investment approach and risk management.
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5. Why mobile home parks and parking assets?
These asset classes share several favorable characteristics: Essential use demand (housing and transportation). High barriers to new supply. Fragmented ownership. Strong cash flow relative to purchase price.
Manufactured housing communities, in particular, provide affordable housing solutions in markets experiencing rising housing costs, while parking assets benefit from urban density, events, and employment centers.
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6. Who can invest in Fund V?
Fund V is open to accredited investors. Investment options include:
- Individual
- LLC
- Trusts
- Self-directed IRAs
- Solo 401(k)s
Minimum investments vary by class, starting at $100,000.
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7. How are returns distributed?
Distributions follow a structured waterfall: 1. Return of capital to investors 2. Accrued preferred return (based on investor class) 3. Remaining cash flow is split 70% to investors / 30% to the sponsor
Quarterly distributions are expected to begin after the fund’s initial stabilization period, currently projected to start in Q4 2026.
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8. Is this a long-term investment?
Yes. Fund V is designed as a long-term hold, with an expected duration of up to 10 years or longer. The strategy prioritizes stable income and long term wealth creation over short term liquidity.
Investors should be comfortable committing capital for the full duration of the investment.
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9. What happens if I need my money early?
Fund V is illiquid by design. There is no public market for interests, and early redemptions are on a case by case basis. Transfers may be allowed in limited circumstances, subject to approval and legal restrictions.
This structure allows the fund to operate without forced asset sales, protecting long-term investor value. Investors should only commit capital they do not anticipate needing in the near term.
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10. How does Sunrise Capital manage risk?
Risk management is central to Sunrise Capital’s strategy and includes:
- Investing in recession-resistant asset classes
- Conservative leverage and underwriting
- Diversification across markets and assets
- Active, hands-on asset management
Additionally, the principals of Sunrise Capital have successfully navigated multiple market cycles without investor capital losses.
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11. What is sponsor risk and how is it addressed?
Sponsor risk refers to the risk associated with the experience, discipline, and decision making of the fund manager. Sunrise Capital mitigates this through:
- A long operating history in niche asset classes
- Significant personal capital invested alongside investors
- Institutional grade reporting and governance
Alignment of interests is a core principle of the firm.
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12. How should I think about IRR versus cash flow?
IRR reflects the timing and magnitude of total returns, including refinances and long-term appreciation. Cash flow reflects ongoing income.
Fund V is designed to balance both:
- Early focus on operational improvements and refinancing
- Long-term income generation after return of capital
Investors seeking immediate liquidity may prefer other vehicles, while those focused on long-term, tax-efficient wealth creation often find this structure attractive.
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13. What tax advantages are available?
Real estate investing may offer tax benefits such as depreciation and tax-deferred income. Many prior funds have generated significant depreciation, reducing taxable income for investors.
Each investor’s tax situation is unique, and investors should consult their tax advisor.
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14. How does Sunrise Capital communicate with investors?
Investors receive regular updates including: Quarterly reporting, asset-level updates, and performance summaries.
Transparency and proactive communication are key priorities for Sunrise Capital Investors.
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15. Is Fund V right for me?
Fund V may be a fit if you:
- Are seeking passive real estate exposure
- Value capital preservation and long-term income
- Are comfortable with a long-term, illiquid investment
- Want exposure to recession-resistant real estate sectors
Prospective investors are encouraged to review the full offering documents and speak directly with the Sunrise Capital Investors team before investing.
This FAQ is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. All investments involve risk.
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SCI Growth & Income Fund V – Executive Summary
Fund Objective:
SCI Growth & Income Fund V aims to deliver consistent, tax-efficient passive income and long-term capital appreciation by investing in a diversified portfolio of structured parking facilities and mobile home communities. These are real assets selected for their cash flow stability, low volatility, and recession resistance.
Fund Strategy Highlights:
- Asset Focus:
- Structured parking in dense urban centers (e.g., Philadelphia, Phoenix).
- Mobile home communities in growing, undersupplied markets.
- Income First Approach:
- All assets must produce positive cash flow from Day 1.
- Targeting an 8–10% preferred return with quarterly distributions.
- Infinite Income Model:
- Reinvest proceeds from refinances or sales into new assets.
- Goal: Keep capital working and delivering income indefinitely.
- Strong Track Record:
- Previous funds have returned 100% of investor capital while continuing to produce ongoing income.
- Over 30 consecutive quarters of on-time distributions.
- Tax Efficiency:
- Uses depreciation, cost segregation, and bonus depreciation to reduce taxable income.
- Investors often receive distributions that are largely tax-deferred.
- Margin of Safety Built In:
- Conservative underwriting.
- Acquire assets at discounts to replacement cost or appraised value.
- Avoids risky developments and high leverage.
Fund Details:
- Structure: Multi-asset, cash-flow focused fund.
- Minimum Investment: Varies by class.
- Investment Horizon: Long-term hold with income from day one.
- Distributions: Quarterly.
- Open to Accredited Investors.
Target Annual Return
14-18%
Post Preferred Return Investor Share
(5% Bonus Still Available)
71.5%
Average Cash-On-Cash return
6-8%
Continuous Quarters Investors Have Been Paid
34 Quarters
Minimum Investment
$100,000
Subscriber Dollars Lost All Time
$0.00
Maximum Offering
$50,000,000
Asset Classes
Mobile Home Parks and Structured Parking Facilities
Important Information and Disclaimers
The information contained herein is provided for informational and discussion purposes only and is not, and may not, be relied on in any manner as legal, business, financial, tax or investment advice or as an offer to sell or a solicitation of an offer to buy an interest in the investment described herein (the “Investment”), or to participate in any trading strategy. A private offering of interests in the Investment will only be made pursuant to the Investment’s offering materials, including the Investment’s subscription documents (the “Offering Package”), which will be furnished to qualified investors on a confidential basis at their request for their consideration in connection with such offering. The information contained herein will be superseded by, and is qualified in its entirety by reference to, the Offering Package. To the extent that there is any inconsistency between this document and the Offering Package, the provisions of the Offering Package shall prevail. No person has been authorized to make any statement concerning the Investment other than as set forth in the Offering Package and any such statements, if made, may not be relied upon. The information contained herein must be kept strictly confidential and may not be reproduced or redistributed in any format without the approval of Sunrise Capital Investors, LLC, a Florida limited liability company and the Sponsor of the Investment (the “Sponsor”).
By accepting this document, the recipient agrees that it will, and it will cause its shareholders, partners, members, directors, officers, employees and representatives, to use the information only to evaluate its potential interest in the securities described herein and for no other purpose and will not divulge any such information to any other party except for its advisors under duties of confidentiality.
By accepting this document, each recipient agrees to return it promptly upon request. The Sponsor is the sole sponsor of the offering of interests in the Investment. The interests in the Investment are subject to restrictions on transferability contained in the Offering Package. Neither the Sponsor nor any of its affiliates makes any representation or warranty, express or implied, as to the accuracy or completeness of the information contained herein and nothing contained herein shall be relied upon as a promise or representation whether as to the past or future performance. No representations are made as to the accuracy of any targets, estimates, approximates or projections or that such targets, estimates, approximates or projections will be realized. Forward-looking statements are based upon certain assumptions and information available on the date hereof. Actual events are difficult to predict and may be beyond the Sponsor’s control. The information contained herein does not purport to contain all of the information that may be required to evaluate an investment in the Investment and any recipient of this document is encouraged to read the Offering Package and should conduct its own independent analysis of the data referred to herein prior to making an investment in the Investment.
Prior to the sale of interests in the Investment, the Sponsor will give investors the opportunity to ask questions and receive answers concerning the terms and conditions of an investment in the Investment and other relevant matters and to obtain any additional information (to the extent that the Sponsor possesses such information or can obtain it without unreasonable effort or expense) necessary to verify the accuracy of the information in this document. Each prospective investor should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein including the merits and risks involved with an investment in the Investment. The Investment involves a high degree of risk.
Participation in the is suitable only for sophisticated investors and requires the financial ability and willingness to accept the high risks and lack of liquidity inherent in an investment in the Investment. Investors in the Investment must be prepared to bear such risks for an indefinite period of time. No assurance can be given that the Investment’s objectives will be achieved or that investors will receive a return of their capital. There will be no public market for interests in the Investment, and interests in the Investment will be subject to strict limitations on transfer. Investors should regard their interests as illiquid, and investors should not invest in the Investment unless they are prepared to lose all or a substantial portion of their investment.
All track record and prior investment performance is subject to and qualified by the following:
A. As used herein, the term “Sunrise Capital Investors,” or “Sunrise” refers to the umbrella brand of real estate investments sponsored by the Sponsor and/or its affiliates. Accepted investors will be investing in SCI Growth & Income Fund V LLC, a Delaware limited liability company (the “Fund”) and the assets of the Fund will vary from those of Sunrise.
B. All references, if any, to net investment returns reflect returns on an investment-by-investment basis. There can be no assurance that unrealized investments will be realized at the valuations used to calculate the net investment returns contained herein and transaction costs connected with such realizations remain unknown and, therefore, are not factored into the calculations.
C. Unless otherwise stated, all financial information provided herein is unaudited.
D. Any reference to a targeted or projected NOI, cash flow, annual return, IRR, or multiple of invested capital contained in is merely an estimated “target” and inherently subject to a variety of risks and uncertainties that could cause actual results to differ materially from those predicted or anticipated. While the targeted performance is based on assumptions that the general partner believes are reasonable, the actual returns will depend on a very broad range of factors applicable to individual investments. There are risk factors that could cause certain assumptions to prove to be incorrect, which may include, without limitation: (i) changes in government policies and government activities in the debt markets; (ii) changes in interest rates; and (iii) economic and market conditions. No assurance, representation or warranty is made by any person that any targeted returns will be achieved, and no recipient of this document should rely on such targets.
E. The summaries of various investments are intended to be a brief summary of certain key terms and does not contain all material information regarding these investments. Additional information regarding these potential investments is available upon request.
F. There can be no assurance that any potential transaction will be consummated or, if consummated, the terms on which such transaction will be consummated, until the final execution of the investment documents.
G. Past performance of investments made by persons affiliated with the Fund is not indicative of future results and there can be no assurance that the Fund will achieve results that are comparable to any prior investment described herein.
There is a limited time frame after which Fund 5 will reach capital and subscriber capacity, so don’t delay.
